JL Solutions
Capital built for investors and business owners who move quickly. Close in as few as 7 days, with terms designed around your deal, not your tax returns.
We stripped the bureaucracy out of capital funding. No stacks of paperwork. No waiting weeks for committee approvals. Just a clear path from application to closing.
Complete our streamlined application with your details and loan requirements. Takes less than 10 minutes.
Receive a preliminary term sheet within 24 hours. We evaluate the asset first, so strong deals move fast.
Our in-house underwriting and legal teams expedite closings. Most deals fund within 7 to 10 business days.
Execute your investment strategy with a dedicated loan advisor on call every step of the way.
Whether you're acquiring, renovating, or building from the ground up, we have a program engineered for your investment opportunities.
Short-term acquisition and refinance capital for investors who need speed and certainty. Ideal for purchases, payoff of existing debt, or opportunistic acquisitions.
Acquisition plus renovation financing in a single close. Structured to keep your project funded and on schedule through every phase of the flip.
Ground-up construction financing with milestone-based draws. Built for developers who need a lending partner, not just a lender.
Long-term rental financing qualified by the property's cash flow, not your personal income. The go-to refinance strategy for scaling a rental portfolio.
For business owners funding growth, inventory, or their next real estate investment — we also offer a curated suite of business capital programs.
Unsecured business credit and line-of-credit stacking for founders launching or scaling. Timing varies based on credit profile.
Fast capital qualified by your business revenue and financials. Ideal when you need working capital deployed quickly against operating performance.
Small Business Administration-backed loans with favorable terms and lower documentation requirements. Well-suited for startups and established operators alike.
Plug in the basics and we’ll show you the loan amount you can qualify for, your cash to close, monthly payment, and key ratios — all calibrated to JL Solutions program terms.
Short-term acquisition or refinance financing. Enter your deal details below.
Estimates only. Actual rates and terms depend on credit, deal profile, and underwriting. Not an offer to lend.
For Fix & Flip, lenders typically focus on the ARV-to-Loan ratio. Aiming for under 70% ARV gives you the most flexibility on terms.
A healthy DSCR ratio is 1.20 or higher, meaning your rent covers the mortgage payment with 20% breathing room.
Bridge loans are interest-only — your payment is much lower than an amortized loan, but the principal stays unchanged until you exit.
We're not a bank. We're not a broker. We're direct private lenders with our own capital, which means faster decisions and terms built around your deal.
Our streamlined underwriting and in-house legal team eliminate bottlenecks. When your deal is time-sensitive, we perform.
We evaluate the deal, not your W-2. No income verification, no tax returns, no employment history. The property is the story.
Every borrower gets a single point of contact from application to payoff. No call centers, no runaround. One person who knows your deal.
Seven distinct programs under one roof — from bridge loans to SBA to revenue-based funding. One relationship, every deal.
Leverage equity across your portfolio to maximize borrowing power. The more you own, the more you can deploy.
Our in-house valuation team provides property evaluations without waiting 2-3 weeks for a third-party appraiser. Faster data, faster decisions.
Our borrowers come back because we deliver what we promise: speed, transparency, and capital when it counts.
"I've worked with half a dozen private lenders. JL Solutions is the only one that consistently closes when they say they will. Seven days, no excuses. They've funded four of my acquisitions this year alone."
"Elvis and the JL Solutions team made the entire process feel effortless. They walked me through three different funding options and helped me pick the one that actually made sense for my deal. That kind of advice is rare."
"What impressed me most was the transparency. No hidden fees, no bait-and-switch on terms. The rate on the term sheet was the rate at closing. That's rare in this space, and it's why I send every investor I know to them."
Straightforward answers, no fine print.
Answer a few quick questions and a JL Solutions advisor will reach out within one business day with a tailored funding recommendation. No credit pull, no obligation, no hidden fees.
Takes about 2–3 minutes · Your answers are saved as you go